Creating conversations about wealth, money, property from my experiences as a Māori women, qualified in Te Ao Pākeha as a property valuer. I have since focused on sharing knowledge on social media rather than in a traditional property practise, to make it easier for Māori people to access the information. We are suffering from an epidemic that is probably worse than Diabetes - Knowledge Poverty - an epidemic that has left us as only 33% Home Owners and 5% of land mass as designated Māori Land. More Māori are tenants than land owners. And more Post Settlement Government Entities rather than true Iwi, own our whenua. I deeply believe that we can combat the problem through knowledge, if not for us now, then at least for our mokopuna. Mauri Ora.
Mainstream lenders/banks like ASB, BNZ,ANZ, Westpac need your credit score above 400 otherwise it's likely that they will automatically decline you. W...
Expanding from last episode slightly in preparation for How to Rehab Your Credit. The impact of having a pakaru credit score can lead to people feelin...
Credit Scores It may sound simple to some of you, but many people will avoid checking their credit scores because they believe they have bad credit. A...
Isn't all debt bad? No. Some debt can be useful, for example, a home loan, a car loan, a line of credit, a zero interest credit card, capital funding ...
Disclaimer: You should seek your own independent advice before making any financial commitments including debt repayment, or taking out debt. You are ...
Episode is an interlude. The next few episodes are about troubleshooting Debt (Serviceability & Bad Debt), and Credit Scores. As an analogy, Debt & Cr...
Kiwisaver can feel complex. Last episode you will have learned How To withdraw your Kiwisaver. And here are some more FAQs about Kiwisaver to help you...
This topic is in two parts (this is part 1). How To Use Kiwisaver starts with all the documents you require as part of your portfolio (Week 2). Once y...
Everyone must start here - from the High Income to the Low Income aspiring Home Owners. 'Clean Banking' is like going on a diet, purging yourself of h...
Portfolios are a folder/envelope/book where you collect all of your essential documents for applying for a home loan. Same goes for business lending o...