Are you curious about what insurance companies may not tell you about your injury claim? Here are three things that they don't want you to know: First: The initial offer an insurance adjuster gives you may not be what they're actually willing to pay. It's a tactic they’ll use to minimize their payouts and maximize their profits by offering you the lowest settlement possible. Insurance companies also tend to keep their policy limits hidden from victims but may reveal them if an accident occurs. Second: If an insurance company denies liability in your case, you still have options. This is another tactic to make you feel discouraged. One option is to file a lawsuit against the company. This can offer a chance of receiving a settlement or judgment in your favor if an insurer denies your claim. Third: You are not obligated to provide the at-fault party's insurer with a recorded statement. Don’t let them pressure you into doing so, especially without a lawyer present. If you're struggling with back-and-forth negotiations with an insurance company that seems to be going nowhere, then consider reaching out to an experienced personal injury lawyer in Philadelphia. They can help protect you from tactics insurance companies use and help you get full and fair compensation.