Unsecured credit cards for bad credit provide an opportunity for individuals with low credit scores to rebuild their credit without the need for a security deposit. These credit cards for bad credit (unsecured), typically come with higher interest rates and fees, along with lower credit limits due to the increased risk to lenders. Despite these drawbacks, they can be a viable option for those looking to improve their credit scores. If used responsibly—by making timely payments and keeping balances low—these cards can help you rebuild your financial standing.