Preferred Stocks: Everything Retirement Savers Need to Know
Today I'm talking about preferred stocks. Why? One of our listeners, Gene, was recently concerned about the low yields he was getting on bonds & cash....
Stay Wealthy
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About
Retirement planning strategies in plain English. The Stay Wealthy Podcast will teach you how to reduce taxes, invest smarter, and make work optional in retirement. Award-winning financial expert, Taylor Schulte, tackles topics such as IRA's, 401(k)'s, retirement income strategies, insurance, pensions, social security and more. Every episode will give you the tools you need to preserve your hard-earned money and "stay wealthy" in retirement. Learn more and join the community at www.youstaywealthy.com.
U.S. National Debt: How Will We Ever Pay Off $28 Trillion?
Today I'm talking about the U.S. National Debt which currently sits at ~$28 trillion. While that is a GIANT number, I'm sharing why current debt level...
The Top 3 Benefits of Market Cap Weighted Index Funds
Today I’m talking about the benefits of Market-Cap-Weighted index funds (e.g., Vanguard Total Stock Market). Why? Last week, I made a brief comment th...
How to Earn a 7% Return in Today's Environment
The average interest rate for savings accounts is 0.06%. National home prices just reported their highest one-year gain in history. The U.S. stock mar...
Why Investors Underperform by 2% Per Year + How to Improve Your Returns
Today I'm sharing the hot off the press results of the annual "Mind the Gap" study. Once again, over the last 10 years, investors earned ~2% per year ...
Can Required Minimum Distributions (RMDs) Cause You to Overwithdraw in Retirement?
Today I’m talking about Required Minimum Distributions (RMDs). Specifically, I'm sharing: How RMD withdrawal rates can creep up to 12% Why they can ca...
Retirement Income Part 4: Using Dynamic Withdrawal Strategies to Maximize Income
Today I’m wrapping up our retirement income series by talking about Dynamic Withdrawal Strategies. Dynamic strategies are designed to: Maximize retire...
Retirement Income Part 3: Immediate Annuities and Dividend Stocks + Their Pros & Cons
Today I'm talking about immediate annuities and dividend stocks as potential retirement income solutions. Specifically, I'm sharing the what, why, and...
Retirement Income Part 2: The 4% Rule + Why the Creator Doesn't Follow It
Today I'm breaking down the 4% rule. Specifically, I'm sharing: A brief history of the rule Why the creator doesn't follow it The pros and cons I'm al...
Retirement Income Part 1: Why Most Retirees Will Never Draw Down Their Savings
Today I'm kicking off a multi-part series on creating a reliable income stream in retirement. To help set the stage for this series, Michael Kitces dr...