5 Steps to PreApproval for First-Time Homebuyers. Plus, the Number 1 Thing NOT to do!
How to EASILY navigate the home loan process! 5 Steps to Pre-Approval for First-Time Homebuyers (or anyone looking to purchase a home), PLUS, the Num...
Home Loans Made Easy with Shauna Ratapu, Your Mortgage Person
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About
Owning a home isn’t as hard or as mysterious as some people think. However, navigating the world of mortgage finance can feel daunting and overwhelming so I’m here to help guide you through. What I have discovered so far is that a lot of people don’t really understand the mortgage process or worse, they feel that home ownership is and always will be out of their reach. I am here to say that ANYTHING IS POSSIBLE and I WANT TO SHOW YOU HOW! NMLS 1895610
Closing Costs: What are they and how much will I have to pay?
This is the most frequently asked question of 2020, so I hope I can bring some clarity to it in 2021. First off, closing costs in California can range...
30-Year Fixed and Equity Explained
Recently I was asked this question by a prospective new home buyer: "I want to buy a house but the thought of having to stay in it for 30-years scares...
Home Loans for the Self Employed
Are you self-employed and feel that it's just too hard to get a home loan? Don't worry! It's not as scary or as complicated as some people think. In t...
Getting a Mortgage in 5 Easy Steps
I often hear how difficult people think getting a mortgage is - and if you follow my page, you know how often I talk about the ease of the process. We...
How can I improve my credit to qualify for a home loan?
How to EASILY navigate the home loan process! FICO/Credit Scores range from 300 to 850 - do you know how you can improve your scores in order to qua...
How can I improve my credit to qualify for a home loan?
How to EASILY navigate the home loan process! FICO/Credit Scores range from 300 to 850 - do you know how you can improve your scores in order to qua...
What's the Difference Between a Mortgage Broker and a Bank?
There are a few different ways to get a mortgage but I’m just going to talk about the two most common – through a mortgage broker, and through a bank....
How do I get a Home Loan if I’m Self Employed? A Look at the Non-QM Home Loan.
If you watched my episode called 5 things you need to qualify for a home loan, you might remember that I talked about having two years of solid INCOME...
Help Me Decide: Fixed Rate vs ARM (Adjustable Rate Mortgage) ?
Are you confused over interest rates and which type of loan structure is best for you? If yes, then watch this video and get a better understanding of...