CFPB Enforcement Action Developments and Trends
CFPB enforcement activity has already ramped up and the pace is expected to increase with Director Chopra now at the helm. We look at the areas expect...
Consumer Finance Monitor
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About
The Consumer Financial Services industry is changing quickly. This weekly podcast from national law firm Ballard Spahr focuses on the consumer finance issues that matter most, from new product development and emerging technologies to regulatory compliance and enforcement and the ramifications of private litigation. Our legal team—recognized as one of the industry's finest— will help you make sense of breaking developments, avoid risk, and make the most of opportunity.
Hot Issues in Auto Finance
We discuss recent developments concerning fair lending and ancillary products, including the potential industry-wide implications of recent New York a...
Preparing for the End of COVID-19-Related Hardship Assistance Programs
We look at the issues creditors and debt collectors should be considering in preparation for the surge in delinquencies that is expected to occur once...
Still in the Crosshairs: An Update on Bank Overdraft Practices
Despite having been a target for over a decade, bank overdraft practices still remain a focus of regulators and plaintiffs’ class action attorneys. We...
Still in the Crosshairs: An Update on Bank Overdraft Practices
Despite having been a target for over a decade, bank overdraft practices still remain a focus of regulators and plaintiffs’ class action attorneys. We...
A Look at Recent Developments related to Marketing by Nonbanks of Products and Services Offered with Bank Partners
Marketing by nonbanks of products and services offered with bank partners is coming under increasing scrutiny that focuses on the potential for consum...
A Conversation with Nicholas Smyth, Senior Deputy Attorney General and Assistant Director for Consumer Financial Protection in the Pennsylvania Office of Attorney General
We discuss recent and ongoing enforcement activity of the PA AG involving consumer financial services. Our conversation focuses on activity directed a...
Congress Overrides the OCC’s True Lender Rule: What Are the Risks for Banks and Their Loan Program Nonbank Partners?
The OCC’s true lender rule was intended to create a bright line test for when a national bank or federal savings association should be considered the ...
Preparing for the CFPB Debt Collection Rule’s November 30, 2021 Effective Date
We discuss a range of practical issues related to the rule’s rapidly-approaching effective date, including: the prospects for further CFPB rulemaking ...
NACHA’s Meaningful Modernization Rule: A Close Look at the Changes for Consumer Debit Authorizations and more
This episode covers upcoming changes to the NACHA Operating Rules as part of the Meaningful Modernization rule which takes effect September 17, 2021. ...