Nicole wants to know how using the LTC benefit will affect the death benefit in a life/LTC combo product.  Diane shares some different ways the insurance companies design these plans and how they pay.  Plans and benefits need to match the goals of the policy owner and their family.  Let's discuss what kind of plan will work best for you.

Preparing For Tomorrow podcast

Will using the LTC benefit decrease the death benefit? How?

Diane Stoddart, Certified Long Term Care Consultant, will show you how to protect your family and loved ones from the financial, physical and emotional burdens and consequences when long term care is needed. Each week, Diane will help you to navigate through long term care concepts, terms and options and to discuss what strategies are available that can best protect both your family and your nest egg. We will invite guests to sit with us and share ideas regarding various parts of our lives as they relate to long term care planning.

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Preparing For Tomorrow podcast