Picture this: a couple retires in 2020 with $500,000 in savings. Five years later, they're 70 years old, and that half-million dollars doesn't stretch nearly as far as it used to. Colorado has been running at about 5% inflation, and the average household here has spent $60,000 more since 2020 just to maintain the same lifestyle.

In this episode, I break down how inflation compounds against a fixed retirement income, why drawing from your portfolio during a down market can hurt you for years, and the practical ways a reverse mortgage can help protect your cash flow. I cover paying off existing mortgages and liens to eliminate monthly payments, the growing line of credit that can act as your emergency fund, converting equity into monthly income, and the five things you're still responsible for with a reverse mortgage.

If you're worried about outliving your money, this episode is for you — because a reverse mortgage isn't just for desperate people. It's a planning tool that can help extend the life of your savings.