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Traffic safety in Santa Monica is still a serious concern, even though major crimes declined in 2025. In 2024, 60 crashes caused severe injuries or fatalities across the city, with the driver at fault in 47 of them.
That figure dropped to 52 in 2025, but the daily risk hasn't gone away.
What to Do Right After a Crash
Intersections are especially dangerous. About 89% of severe injuries to cyclists and pedestrians in Santa Monica happen at intersections with no signals. So what should you do in those first critical minutes?
Secure the Scene and Get Evidence
California law requires you to move your vehicle if it's safe to do so and to avoid blocking traffic. Beyond that, here's your step-by-step checklist:
- Call 911: Get the Santa Monica Police Department on scene for an official crash report.
- Get medical attention fast: Adrenaline masks pain. A prompt hospital visit creates a medical baseline you'll need for any future claims.
- Photograph everything: Vehicle damage, skid marks, traffic signals, your visible injuries. Do this before you leave the scene.
California's Legal Rules and Insurance Realities
California uses what's called a comparative negligence system. That means you can still recover damages even if you were partially at fault; your compensation just gets reduced by your percentage of blame. The state also enforces a strict two-year statute of limitations for personal injury lawsuits.
How AI Is Changing Insurance Claims
Traffic fatalities are rising across California, which puts enormous pressure on insurers. At the same time, insurance companies now rely heavily on AI and automated systems to evaluate claims. Sound like a recipe for fair payouts? It isn't.
Protecting Your Rights (and Your Wallet)
A car accident lawyer who works on a contingency fee basis can handle all communications with insurers, gather expert medical testimony, and prepare your case for trial if necessary. You pay nothing upfront and owe nothing unless you win.
Moving Forward After a Crash
Surviving a car accident in Santa Monica is only step one. The financial aftermath is where things get complicated.
Prioritize medical care immediately, document everything at the scene, and get experienced legal counsel to help you navigate California's comparative negligence laws. The sooner you act, the stronger your position.