Most families spend their lives building wealth, buying property and securing insurance. But what happens when the people they've built everything for don't know what they own, where the documents are or how to access them?

In this episode of The Darshana Shah Show, Kulvinder Rastogi, Founder of The Plan Beyond, shares why inheritance planning, family wealth protection and preparing for life after a loved one's death are conversations Indian families can no longer afford to avoid. Drawing from four decades of building businesses and the personal experience of losing his parents, he explains why creating wealth is only half the responsibility. Ensuring it reaches the people you've built it for is the other half.

The conversation goes beyond money and inheritance. Kulvinder discusses how losing his father shaped the idea behind The Plan Beyond, why families need to organise and share important information while they are still alive, how children living abroad can stay informed about their parents in India, and why protecting a family's emotional legacy matters just as much as protecting its financial future.

In this conversation, you'll learn:

• Why most Indian families avoid discussing inheritance, wills and property

• What happens when your family doesn't know where your assets and insurance policies are

• Why creating wealth is only half the job and transferring it is equally important

• How missing financial information can lead to unclaimed insurance and family disputes

• Why parents should openly discuss property, money and responsibilities with their children

• How to organise important financial documents, medical records and family information

• Why legacy planning should include family memories, traditions and personal messages

• How The Plan Beyond aims to help families preserve and pass on what matters most

Watch till the end to understand why securing your family's future is not just about how much wealth you create, but how well you prepare your loved ones to receive it.