Welcome to season 3!!!!  Steven in New Jersey asked about contingent non-forfeiture.  He wants to know if every LTC plan has it.  Diane shares what both the contingent NF rider is as well as the optional NF rider that you can add to a traditional Tax-Qualified LTC plan.  Hybrid or linked benefit plans have a cash surrender value rather than non-forfeiture.  Listen and learn how they differ, and how this all works when used.

Preparing For Tomorrow podcast

What does Contingent Non-Forfeiture mean? Is it on every LTC plan?

Diane Stoddart, Certified Long Term Care Consultant, will show you how to protect your family and loved ones from the financial, physical and emotional burdens and consequences when long term care is needed. Each week, Diane will help you to navigate through long term care concepts, terms and options and to discuss what strategies are available that can best protect both your family and your nest egg. We will invite guests to sit with us and share ideas regarding various parts of our lives as they relate to long term care planning.

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Preparing For Tomorrow podcast