Business
Ruth has been doing 1031 exchange for over 3 decades, and back in the 80's, she was educating skeptical clients that 1031 is a legal way to defer capital gains taxes. When she discovered Monetized Installment Sale, which is an installment sale and a monetized loan, Ruth is now educating clients on this amazing alternative and more versatile strategy to help her clients keep their hard earned gains. In summary, Monetized Installment Sale allows investors to defer taxes for 30 years, and it works on all assets from real estate (primary or investment), securities, cryptocurrencies, annuities, businesses, and more. In this segment, Ruth talks about how 1031 exchange works, how Monetized Installment Sale works, and how Monetized Installment Sale compares with other tax-deferral strategies. The biggest benefit is that in a Monetized Installment Sale, the money isn't handed over to a 3rd party trust or entity to manage. The investor has full control over how the tax-deferred funds are used and can us them to re-invest, pay off debt, or just hold as cash. Ruth Van Derostyne is a credit counselor and capital gains tax strategist with over 25 years of 1031 exchange experience. She is a frequent educator and speaker, and was the President of two different Companies.