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The Top Ways to Pay Off Your Mortgage Early and Hot New ListingsSegment 4Top 7 Ways to Pay Off Your Mortgage Early & Some Hot New Listings1) Barb, I’ve heard people say there is nothing more exciting than paying off your mortgage, what are the Top 7 Ways to Pay Off Your Mortgage Early Its interesting to note that:Thinking of Refinancing? Consider:How long you plan to stay in the homeWhether or not it makes sense to add Years to the MortgageThe cost of RefinancingIF plan to stay, paying off your mortgage as fast as possible is the best way to go:Fact: A typical 30-year mortgage takes 21 years just to pay down LESS THAN HALF of the principal of your loan!Fact: For a $435,000 30-year mortgage at 3.0%, paid monthly with no extra down total amount paid would be $660,231!There are several ways to prepay a mortgage:Make an extra mortgage payment every yearAdd extra dollars to every paymentApply a lump sum after an inheritance or other windfallSome combination of the aboveThe Banks GET THEIR INTEREST MONEY FIRST!If you are thinking of selling a home, and want to know how to get the BEST PRICE give us a call at 719 301 3900, so here are some MORE WAYS to pay it down early:1. Make Bi Weekly Payments – In 1 year you would have made 13 payments and, over time taken 4 years and 4 months off your mortgage2. Make an Extra House Payment Each Quarter = $65,000 savings on interest4. Bring Your Lunch to Work, apply extra $100 to mortgage = savings of $28,000 in interest5. Pay a 30 Year Mortgage like a 15- year mortgage.a. Bank Rate Mortgage Calculator to find out how much to pay6. When you buy a home, try NOT to max out your budget. This is a great market, you will do well when you go to sell it/a. If you are a couple, try to qualify for a payment on 1 incomeb. Have a good savings account ready for ‘surprises’7. The people I have met that have a paid for house have tremendous peace of mind.This is one of the main reasons, I recommend you, a trusted Navy Veteran when thinking of buying or selling a home. I’m Richard Randall and You are listening to The Real Estate Voice with me, Barb Schlinker of Your Home Sold Guaranteed Realty, you can reach Barb at 719 301 3900 or www.BarbHasTheBuyers.comTell Us About Some Hot New Listings You Have Coming UP?1. 17890 s2. 7820 Cyprus Rd Lovely Ranch on 3 Acres, Upper $500s 3. 4223 Alder Springs Rd, CS, Under $300k4. SNEAK PEAK: Stagecoach Rd, CS CO 80908, 5 Acres with barn & biodome, Mid $700s5. Northwest Near Woodman Valley Chapel, Upper $400sPhoto coming today6. SNEAK PEEK: . Edmonstown Dr, 80923, Mid $400s7. Avalanche Hts, Upper $300s, Main level living +