If you've ever been curious about the way that financial advisors get paid, then this episode is a must-listen. Eric and Michelle start their discussion with an article from the New York Times - "We Went to a Steak Dinner Annuity Pitch. The Salesman Wasn’t Pleased." From there, they springboard into an overview of the primary categories of advisors in the financial services industry - Who sells what? Who do they work for and how do they get paid? Why should you care if your investment advisor is a fiduciary? Finally, Eric teaches us how to find an advisor that suits your needs and which questions to ask when you find a financial advisor that you may want to work with. Resources: New York Times Article - November 30, 2018: We Went to a Steak Dinner Annuity Pitch. The Salesman Wasn’t Pleased. AARP: Protecting Older Investors: 2009 Free Lunch Seminar Report BrokerCheck by FINRA (Financial Industry Regulatory Authority): BrokerCheck helps you make informed choices about brokers and brokerage firms-and provides easy access to investment adviser information. Download: Overview of Financial Industry - Primary Service Providers Have a question you’d like us to address? Leave us a voicemail at 720-815-5318.