Discover how Lumara Health helps businesses leverage an <a href="https://lumara-health.com/what-is-an-irs-125-cafeteria-plan-and-who-can-use-it/" rel="noopener noreferrer" target="_blank">IRS Section 125 Cafeteria Health Plan</a> to reduce payroll taxes, enhance employee well-being, and boost retention. Learn how combining Section 125 with a Self-Insured Medical Expense Reimbursement Plan (SIMERP) saves money for employers and provides tax-free healthcare benefits for employees—effortlessly and compliantly.

Discover how Lumara Health helps businesses leverage an IRS Section 125 Cafeteria Health Plan to reduce payroll taxes, enhance employee well-being, and boost retention. Learn how combining Section 125 with a Self-Insured Medical Expense Reimbursement Plan (SIMERP) saves money for employers and provides tax-free healthcare benefits for employees—effortlessly and compliantly.

Lumara Health

Maximizing Employee Benefits with IRS Section 125 Cafeteria Health Plans

<a href="https://lumara-health.com/" rel="noopener noreferrer" target="_blank">Lumara Health</a> offers a smarter, fully compliant way for businesses to reduce payroll taxes, improve employee well-being, and enhance retention—without increasing costs or changing existing health plans. By combining a Section 125 Cafeteria Plan with a Self-Insured Medical Expense Reimbursement Plan (SIMERP), Lumara enables employers to save $600–$700 per qualified W2 employee annually while helping employees pay for healthcare expenses tax-free. The program is ideal for high-turnover and labor-intensive industries such as manufacturing, healthcare, logistics, construction, retail, and professional services. With seamless implementation, IRS/DOL compliance, and no added workload, Lumara is already trusted by 30,000+ employees nationwide to deliver cost-effective, impactful benefits.

Lumara Health offers a smarter, fully compliant way for businesses to reduce payroll taxes, improve employee well-being, and enhance retention—without increasing costs or changing existing health plans. By combining a Section 125 Cafeteria Plan with a Self-Insured Medical Expense Reimbursement Plan (SIMERP), Lumara enables employers to save $600–$700 per qualified W2 employee annually while helping employees pay for healthcare expenses tax-free. The program is ideal for high-turnover and labor-intensive industries such as manufacturing, healthcare, logistics, construction, retail, and professional services. With seamless implementation, IRS/DOL compliance, and no added workload, Lumara is already trusted by 30,000+ employees nationwide to deliver cost-effective, impactful benefits.

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