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Life insurance and long term care can be an important part of your overall investment strategy. Long term care coverage has changed significantly over the years as health care costs have skyrocketed.Ted also breaks down different types of life insurance, including term, whole life, universal life, and long term care riders. 78% of us will need some sort of care in our lifetimes!Ted also explains the new trend of paying for your entire premium up front, so you don't have to worry about paying in during retirement.If you need help with your financial future - reach out to Ted at the Hoornstra Financial Group.http://www.hfg411.com/ted@hfg411.com(727) 498-8828