manuel has been helping people pursue their retirement and financial dreams through comprehensive strategies for well over a decade. He founded Avina Financial Group to help clients not only retire but to retire with more confidence and help businesses establish 401(k) benefit programs.He has passed the Series 7 and 66 securities exams, holds California licenses to offer health and life insurance as well as annuities, and has obtained his Chartered Retirement Planning Counselor (CRPC®)designation.He and his wife have three daughters and one son.Learn More: http://www.avinafinancialgroup.comInfluential Influencers with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-emanuel-avina-president-of-avina-financial-group-discussing-how-to-use-life-insurance-for-retirement-planning