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With scores of credit card companies vying for attention in one of the largest consumer markets in the world, choosing a card suitable for your needs can be daunting. From SBI to HDFC and Citibank to HSBC, each card issuer has its very own list of benefits and value back offers. Knowledgeable navigation is therefore a perplexing journey.
Look at RBI data: As of March 2021, India with a population of 1.3 billion had 62 million cards in force i.e., five cards per 100 persons. This accounts for very low penetration in India making the market fiercely competitive when it comes to new customer acquisition and the choices for a consumer difficult.
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