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If there are two credit cards that everyone aspires to get – those are Infinia and Diners Club Black. Given that HDFC Bank issues only one super-premium credit card, which one to opt for if we have both options. Here is a detailed comparison of fees, rewards, and benefits for HDFC Bank Infinia vs Diners Club Back.
The February 2021 changes have completely tilted the scale in favor of Infinia as the top most card in HDFC Bank’s range. DCB gets lesser rewards than Infinia for Amazon, Instant Vouchers, Apple Tresor and Flipkart. Infinia also has a higher cap at 15000 per month than DCB at 7500 per month for Smartbuy rewards.
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Both cards have the same redemption options. HDFC Bank offers a lot of ways to use up the reward points earned on Infinia and Diners Club Black. The preferred way is to use HDFC smartbuy where we can book flights and hotels at a redemption rate of 1 point = Rs 1. This is also the way to get a good value for RPs. Another option is to transfer reward points to one of the Airmiles programs where we can get more value depending on the sector.