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To maintain a healthy financial profile, it is essential to check both your credit report and credit score regularly. Your credit report provides a detailed record of your credit history, including personal information, credit accounts, payment history, public records, and inquiries. Reviewing your credit report allows you to identify errors, detect signs of identity theft, monitor your payment history, and prepare for credit applications. Read More: https://cardinsider.com/blog/credit-report-or-credit-score-what-to-check-regularly/