A gold biscuit is a 24K gold bar mainly purchased as a long-term investment or wealth asset.

Gold coins are also generally 24K bullion but include decorative motifs, giving them slightly higher making charges.

Children's jewellery is usually made in 14K or 18K gold because it is more durable for everyday wear.

Making charges are an important part of the price difference between biscuits, coins, and jewellery.

A gold biscuit usually has the lowest making charge because it requires minimal design or craftsmanship.

Coins carry a modest premium because of their stamped designs and finishing.

Children's jewellery costs more per gram because it involves designing, polishing, setting, and safety-focused craftsmanship.

Gold jewellery also offers something bullion cannot: a child can actually wear and enjoy it.

GST and other charges should be checked carefully before purchasing gold for Dhanteras.

Buyers should ask for the gold value, making charges, and GST to be clearly itemised on the invoice.

BIS Hallmarking is an important purity certification buyers should check before paying.

Bullion generally has a tighter resale spread because there are fewer workmanship costs to account for.

Jewellery may have a wider resale spread because making charges and design costs are usually not fully recovered.

For a child's Dhanteras gift, families can choose bullion for investment or jewellery for a meaningful wearable keepsake.

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