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Having a credit card is nothing short of magic - a source of free credit that can fund your dreams faster than anything else. But along with its many benefits comes the bane of overspending, a habit that can quickly spiral into a financial dilemma. The good news is that a disciplined approach to swiping your credit card can steer you away from hurting your credit score or forcing you into debt. Follow these mantras to get a better grip on your credit card spending:
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