Business
Hey Milk & Money Honeys! Today’s guest is Sierra Howard, host of the I Don’t Do Budgets coach. I Don’t Do Budgets breaks the traditional ways of budgeting and teaches Millennials how to build wealth beyond a 9-5! Sierra knows a thing or two about this, as she was able to raise her credit score from the low 500’s to the healthy 700’s in just nine months! Here is the drip: Know the major things that impact your credit score: payment history, credit utilization, and age of credit. Those three things make up 80% of your credit score! Good payment history is easy: just make your payments in on time To impact your credit utilization, use 10% or less of your credit limit so the bureaus know that you know how to manage your money. Age of credit is tough to influence on your own, but if someone lets you become an authorized user on their card, it can help. Check your credit score here: https://www.myfico.com/credit-education/whats-in-your-credit-score Thanks for listening! If you enjoyed this episode, rate, review and subscribe. Don't forget to repost and share with your friends on Instagram, tagging @milkandmoney.co and @idontdobudgets! --------------------------------------------------------------------------------------------------------------------- Click the link below for Milk and Money resources! https://beacons.ai/milkandmoney.co/ --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app --- Send in a voice message: https://anchor.fm/milk-and-money/message Support this podcast: https://anchor.fm/milk-and-money/support